When I set out to build krishposa.com, my goal was to make the mortgage process easier, clearer, and more collaborative for both homebuyers and realtors. Today, three tools stand out: the Buyer Funnel, the Mortgage Calculators, and the AI Loan Advisor.
Loan Estimate Comparison
This interactive calculator lets buyers and agents compare two Loan Estimates side by side. It highlights monthly payment, cash to close, 5-year cost, and even points break-even.
- Paste values from two LEs and get instant comparison.
- Shows where savings come from: rate, fees, title, escrows.
- Great for realtors when clients are shopping multiple lenders.
Why realtors love it: It builds trust by showing transparent math and shoppable costs upfront.
Buyer Funnel & Pre-Approval
The Buyer Funnel is designed to move clients from curiosity to clarity in just a few minutes. Buyers can complete a simple intake form, see where they stand, and even add their realtor’s info so that everyone stays in the loop from day one.
- Fast, five-minute intake for pre-approval readiness.
- Clear explanations of credit pulls and timelines.
- Option to connect realtor details for smooth communication.
Why realtors love it: It filters for serious buyers early, cutting down wasted showings and speeding up offers.
Mortgage Calculators
The calculators are all about giving buyers confidence with the numbers. From figuring out how much home they can afford to understanding monthly payments or refinance benefits, these tools put the math at their fingertips.
- Affordability: Shows a target purchase price based on income, debts, and down payment.
- Monthly Payment: Breaks down PITI (principal, interest, taxes, insurance).
- Refi Break-Even: Helps decide if refinancing makes sense long term.
- Extra Payments: Shows how much interest and time a buyer can save by paying extra.
Why realtors love it: Buyers come informed, ready to talk realistic budgets and aligned expectations.
Loan Advisor AI
The AI Loan Advisor is the newest addition, and it’s built to help buyers see loan possibilities in seconds. By entering a few details—loan purpose, property type, credit score, and goals— the tool provides educational insights into loan products and estimated rate ranges.
- Quick, scenario-based recommendations without a full application.
- Helps buyers compare loan paths based on their goals (lowest payment, fastest payoff, etc.).
- Creates a more confident and informed client before realtor meetings.
Why realtors love it: It takes out guesswork and creates smarter, data-backed conversations with clients.
Why These Tools Matter
Together, these three tools give buyers confidence while saving realtors valuable time. Clients can explore financing options, run their own numbers, and move toward pre-approval—all before stepping into their first showing.
For buyers, it means clarity and confidence. For realtors, it means efficiency and focus.