Mortgage Calculators

Run quick numbers for your budget, monthly payment, refinance break-even, and how extra payments may shorten your loan. Estimates only, not a loan offer.

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  • Georgia • Purchase and Refinance
  • Innovative Mortgage Services, Inc. NMLS #250769 · Krish Posa NMLS #2533287 · Equal Housing Lender

Loan Estimate Tools

One LE → send it, I'll compete. Two LEs → instant side-by-side compare on payment, cash to close, and 5-year cost.

1 LE — compete 2 LEs — compare Manual entry

Buyer Funnel

Payment estimate, pre-approval intake, and optional realtor co-branding.

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Run the numbers

Affordability

Estimate a target home price from income, debts, and down payment.

If both County and ZIP are provided, County takes priority for taxes.
Estimated Max Price

$—

Monthly Payment

Break down principal and interest, taxes, insurance, PMI.

If both County and ZIP are provided, County takes priority for taxes.
P + I

$—

Taxes + Ins + MI

$—

Total Monthly

$—

Refi Break-Even

Months to recover refi costs based on monthly savings. Try Refi Monitor for estimated market rates and alerts.

Estimated Monthly Savings

$—

Break-Even (months)

—

Assumes 30-year amortization for both scenarios. Taxes/insurance excluded for simplicity.

Extra Payment Impact

See how an extra monthly amount may reduce interest and shorten payoff time.

Base Payment (P+I)

$—

With Extra Payment

$—

Time Saved

—

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