Loan Programs

Clear options tailored to your payment, down payment, and timeline.

Conventional

  • As low as 3% down (qualified buyers)
  • Strong credit = better pricing
  • Great for primary, second homes, investment

FHA

  • 3.5% down (min qualifying credit)
  • Flexible guidelines
  • Great for first‑time buyers

VA

  • 0% down for eligible Veterans
  • No monthly mortgage insurance
  • Competitive rates

Jumbo

  • High loan amounts
  • Multiple investor options
  • Tailored to complex scenarios

Refinance

  • Lower payment or shorten term
  • Cash‑out for projects or debt
  • Compare break‑even time

Second Opinion

  • Upload your loan estimate
  • Transparent apples‑to‑apples review
  • Recommendations in plain English

Unsure which fits? Try the AI Loan Advisor.

Not sure where to start? I’ll help you compare options in one call.

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